To help you decide on the credit card that is going to get you the most cash back, the experts at personal finance site WalletHub compared more than 1,500 current credit card offers. From that large pool, they narrowed down the field to the cards that offer cash back rewards, comparing those offers based on initial bonuses, rewards earnings rates, annual fees, and more. From that analysis, here are the best credit cards that will get you the most cash back right now. And for more money matters, check out This Is the State Where Your Money Is Worth the Least. Best for: Cash back on all purchases Cash-back rate: 2.5 percent Annual fee: $0.00 for the first year; $99.00 after that What kind of credit you need to get one: Excellent Learn more about the Alliant Cashback Visa Signature credit card here. If you are worried about having buyer’s remorse after choosing a credit card, put that into perspective by checking out What You’re More Likely to Regret Than Anything Else You Do. Best for: People with bad credit Cash-back rate: 1-2 percent Annual fee: $0.00 What kind of credit you need to get one: Bad Learn more about the Discover It credit card here. Best for: Cash bonus for good credit ($200.00) Cash-back rate: 1-5 percent Annual fee: $0.00 What kind of credit you need to get one: Good Learn more about the U.S. Bank Cash+ Visa Signature Card here. And to make sure you have money to pay off those monthly bills, avoid The Biggest Career Mistake You’ll Ever Make, According to Experts. Best for: No APR on purchases Cash-back rate: 1.5-5 percent Annual fee: $0.00 What kind of credit you need to get one: Good Learn more about the Chase Freedom Unlimited credit card here. And for more things that will help you and your family stay on the right financial track, check out The No. 1 Sign You Shouldn’t Buy That House, According to Realtors. Best for: People with limited-to-fair credit and looking for low annual feeae0fcc31ae342fd3a1346ebb1f342fcb Cash-back rate: 1.5 percent Annual fee: $39.00 What kind of credit you need to get one: Fair Learn more about Capital One QuicksilverOne Cash Rewards Credit Card here. Best for: Flat-rate rewards Cash-back rate: 2 percent Annual fee: $0.00 What kind of credit you need to get one: Excellent Learn more about the Citi Double Cash Card here. Best for: Dining and entertainment Cash-back rate: 1-4 percent Annual fee: $95.00 What kind of credit you need to get one: Good Learn more about the Capital One Savor Cash Rewards Credit Card here. Best for: Most cash back overall Cash-back rate: 1-6 percent Annual fee: $0.00 for the first year; $95.00 after that What kind of credit you need to get one: Good Learn more about Blue Cash Preferred Card from American Express here. And for more helpful information delivered to your inbox, sign up for our daily newsletter.
